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What’s on our mind? You can read about it in our blog called “Money Talks”.  Whether it’s ideas from the investment world or concepts from the financial industry, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along!

 

Friday, September 13, 2019

Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.

 

Thursday, August 29, 2019

When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.

 

Thursday, August 15, 2019

Understanding how a stock works is key to understanding your investments.

 

Thursday, August 1, 2019

Understanding the economy's cycles can help put current business conditions in better perspective.

 

Thursday, July 18, 2019

Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.

 

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Thursday, June 20, 2019

Understanding money matters and managing your cash flow are an integral part of any sound financial management strategy.

 

Thursday, June 6, 2019

How literate are you when it comes to your finances? Brush up with these five basics.

 

Tuesday, May 28, 2019

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

 

Thursday, May 9, 2019

Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.

 

Thursday, April 25, 2019

Millions of us file our 1040 forms each year, but some things about federal income taxes may surprise you.

 

Thursday, April 11, 2019

Taking your Social Security benefits at the right time may help maximize your benefit.

 

Friday, March 29, 2019

This checklist can give you a quick snapshot of how prepared you are.

 

Thursday, March 14, 2019

Use smart management to get more of what you want and free up assets to invest.

 

Thursday, February 28, 2019

Bonds may outperform stocks one year only to have stocks rebound the next..

 

Thursday, February 14, 2019

Here are some activities you can do to keep your brain sharp.

 

Tuesday, January 29, 2019

Here are six flags that may make your tax return prime for an IRS audit.

 

Thursday, January 17, 2019

Enter various payment options to determine how long it may take to pay off a credit card.

 

Thursday, January 3, 2019

The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.

 

Thursday, December 20, 2018

Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.

 

Wednesday, December 5, 2018

Understanding how capital gains are taxed may help you refine your investment strategies.

 

Wednesday, November 21, 2018

How do the markets usually react to elections? Was the 2016 election any different?

 

Thursday, November 8, 2018

Sound estate management includes creating financial and healthcare documents.

 

Thursday, October 25, 2018

When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.

 

Thursday, October 11, 2018

Click on the picture above to learn about a few key concepts during divorce that may help you avoid common pitfalls.

 

Thursday, September 27, 2018

Learn a little about worldwide currency in this fun infographic.

 

Friday, September 14, 2018

Even if you’re young and single, you should still consider protecting yourself.

 

Thursday, August 16, 2018

Beware of these traps that could upend your retirement.

 

Thursday, August 2, 2018

Here's a look at what goes into creating a $20 bill and what determines when a bill’s lifespan ends.

 

Thursday, July 19, 2018

Creating an inventory of your possessions can save you time, money and aggravation in the event you someday suffer losses.

 

Thursday, July 5, 2018

Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.

 

Monday, June 25, 2018

A disability could keep you from work and increase costs.

 

Wednesday, June 6, 2018

Protect yourself against the damage that your homeowners policy doesn’t cover.

 

Thursday, May 24, 2018

Regardless of how you approach retirement, there are some things about it that might surprise you.

 

Thursday, May 10, 2018

Accelerating monthly payments may help lower your overall credit card balance.

 

Thursday, April 26, 2018

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

 

Friday, April 13, 2018

What did the 2017 Tax Cuts and Jobs Act change?

 

Thursday, March 29, 2018

Why have the markets been so volatile recently?

 

Thursday, March 15, 2018

The average college senior graduates with credit card debt. How will your kids manage money?

 

Thursday, March 1, 2018

Each day, the Fed is behind the scenes supporting the economy and providing services to the U.S. financial system.

 

Thursday, February 15, 2018

Every year the IRS releases its list of tax scams, spotlighting some ways that people try to separate you from your money.

 

Thursday, February 1, 2018

What does the Tax Reform and Jobs Act mean for you?

 

Friday, January 19, 2018

Probate can be a completely public process, or it can be managed to include as little information as possible.

 

Thursday, January 4, 2018

Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.

 

Friday, December 22, 2017

Divorce is the second most stressful time in a person's life. Here are some tips to help you get through it.

 

Thursday, December 7, 2017

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with options.

 

Monday, November 27, 2017

Be aware of these traps that could upend your retirement.

 

Thursday, November 9, 2017

The savings rate is the government’s estimate of how much U.S. households are saving.

 

Thursday, October 26, 2017

One of the most basic tenets of smart investing is “pay yourself first.”

 

Thursday, October 12, 2017

Learn more about effectively managing money: using it, saving it, and even getting credit.

 

Thursday, September 21, 2017

Bitcoin has been in the news. Wonder what all the fuss is about?

 

Thursday, September 7, 2017

Simple steps may help you foil hackers and protect your privacy.

 

Friday, August 25, 2017

Most parents want to give their children the best opportunity for success, and getting into the right college...

 

Friday, July 28, 2017

Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

 

Friday, June 16, 2017

Couples may be able to head off many of the problems in a marriage that money can cause.

 

Thursday, June 1, 2017

What’s the deal with your yearly free credit report?

 

Thursday, May 18, 2017

A special needs trust helps care for a special needs child when you’re gone.

 

Thursday, May 4, 2017

What kind of auto insurance should you have? Do you know?

 

Thursday, April 20, 2017

Individuals have three basic choices with the 401(k) account they accrued at a previous employer.

 

Thursday, April 6, 2017

A letter of instruction provides additional and more personal information regarding your estate.

 

Thursday, March 23, 2017

The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.

 

Thursday, March 9, 2017

Knowing how insurance deductibles work can help you save money and give you peace of mind.

 

Thursday, February 23, 2017

Death is No Excuse The federal government requires deceased individuals to file a final income tax return.

 

Thursday, February 9, 2017

Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

 

Thursday, January 26, 2017

Apps that help small business owners better manage and grow their business.

 

Thursday, January 12, 2017

Eight Mistakes That Can Upend Your Retirement Posted By Michael Leanza, CFP® There are common mistakes you can avoid when saving for retirement. Click the picture above to learn more.

 

Thursday, December 29, 2016

The year’s end is the perfect time to do these 12 things.

 

Thursday, December 15, 2016

Four vacation destinations you might never have thought of.

 

Thursday, December 1, 2016

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children. Click the picture above to learn more.

 

Thursday, November 17, 2016

Have you ever wondered how your credit score compares to the rest of the country? Take a look and see. Click the picture above to learn more.

 

Thursday, November 3, 2016

Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

 

Thursday, October 20, 2016

The tax rules governing profits you realize from the sale of your home have changed in recent years.

 

Thursday, October 6, 2016

Don't let procrastination keep you from pursuing your financial dreams and goals.

 

Friday, September 23, 2016

Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

 

Thursday, September 8, 2016

Here’s a guide to explain all the parts of Medicare.

 

Thursday, August 25, 2016

Use this calculator to compare the future value of investments with different tax consequences.

 

Thursday, August 11, 2016

Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

 

Thursday, July 28, 2016

Important items to consider when purchasing condo insurance.

 

Thursday, July 14, 2016

Five strategies for managing student debt.

 

Wednesday, June 29, 2016

When your child has income, there’s a good chance that he or she will need to report it and pay taxes.

 

Thursday, June 16, 2016

Interested in a Fuel Efficient Car? Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

 

Thursday, June 2, 2016

Each year hundreds of children die or are injured in pool accidents. By taking seven steps, you can keep your pool safe.

 

Thursday, May 19, 2016

There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.

 

Thursday, May 5, 2016

Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.

 

Thursday, April 21, 2016

Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."

 

Thursday, April 7, 2016

Understanding how capital gains are taxed may help you refine your investment strategies.

 

Thursday, March 24, 2016

When to start? Should I continue to work? How can I maximize my benefit?

 

Thursday, March 10, 2016

If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.

 

Thursday, February 25, 2016

Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.

 

Thursday, February 11, 2016

The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction.

 

Thursday, January 28, 2016

Check out this picture from the first snow storm of the year! Thankfully, we were shoveled out in no time and remained fully functional.

 

Thursday, January 14, 2016

Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.

 

Thursday, December 31, 2015

Tax preparation may be the perfect time to give the household budget a check-up.

 

Thursday, December 17, 2015

When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.

 

Thursday, December 3, 2015

IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown.

 

Thursday, November 19, 2015

Some great press in The Essex News Daily on the annual Jersey Cares Coat Drive going on right now at The GenWealth Group!

 

Thursday, November 5, 2015

Buying Auto Insurance For Teen Drivers Tips on insuring your teen driver.

 

Thursday, October 22, 2015

What’s the deal with your yearly free credit report? Click the title or picture above to learn more.

 

Thursday, October 8, 2015

Among stock-market investors there’s long been a debate between those who favor value and those who favor growth. Click the title or picture above to learn more.

 

Thursday, September 10, 2015

You face a risk for which the market does not compensate you, that can not be easily reduced through diversification. Click the title or picture above to learn more.

 

Thursday, August 27, 2015

Link to a great article below in The Essex News Daily covering the GenWealth Walks for Hope Charity Event to be held Saturday, September 12th.Community to remember Vayas in walk to raise funds for cancer research

 

Thursday, July 30, 2015

Have you explored all of your choices when it comes to managing your taxable income? Click the title above to watch the video.

 

Thursday, July 16, 2015

The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Click the image or title above to learn more,

 

Thursday, July 2, 2015

Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.

 

Thursday, June 18, 2015

Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of. Click the title or picture above to learn more.

 

Thursday, June 4, 2015

The uncertainties we face in retirement can erode our sense of confidence. Click the title or picture above to learn more.

 

Thursday, May 21, 2015

For homeowners who think their property taxes are too high, there are ways to appeal. Click the title or picture above to learn more.

 

Thursday, May 7, 2015

If you have a traditional IRA, you may have the opportunity to extend its tax-deferred status across multiple generations. Click the title or picture above to learn more.

 

Thursday, April 23, 2015

Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.

 

Tuesday, April 14, 2015

Here are six flags that may make your tax return prime for an IRS audit. Click the picture or title above to learn more.

 

Thursday, March 26, 2015

Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.

 

Thursday, March 12, 2015

When you take the time to learn more about how it works, you may be able to put the tax code to work for you. Click the picture or title above to learn more.

 

Thursday, February 12, 2015

Keep Your Umbrella Handy Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.

 

Friday, January 30, 2015

Thinking of Retiring Abroad? However exciting retiring abroad may sound, it deserves considerable planning.

 

Thursday, January 15, 2015

Tax preparation may be the perfect time to give the household budget a check-up.

 

Monday, January 5, 2015

Even low inflation rates over an extended period of time can impact your finances in retirement.

 

Thursday, December 18, 2014

Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.

 

Thursday, December 4, 2014

Understanding the Basics of Medigap PoliciesBy Michael Leanza, CFP Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

 

Thursday, November 20, 2014

A few strategies that may help you prepare for the cost of higher education.

 

Thursday, November 6, 2014

Buying vs. Leasing a Car Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

 

Wednesday, October 15, 2014

Check out this recent New York Times article on choosing the right investment adviser.

 

Thursday, October 9, 2014

A company's profits can be reinvested or they can be paid out to the company’s shareholders as “dividends."

 

Thursday, September 25, 2014

As our nation ages, many Americans are turning their attention to caring for aging parents. Click the title above to learn more

 

Thursday, September 11, 2014

What If You Get Audited? The chances of an IRS audit aren’t that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.

 

Thursday, August 28, 2014

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney's fees, up to a limit set in the policy. However, in...

 

Thursday, August 14, 2014

Many people will face decisions regarding long-term care for an elderly loved one at some point in their life. Long-term care is sustained care in a hospital, nursing facility or the equivalent care delivered at...

 

Thursday, July 31, 2014

In our second post on how to teach kids about money, we discussed the allowance and spending decisions families can take into consideration when teaching children about money. In the final post, we’ll look into...

 

Thursday, July 17, 2014

Last week we set the foundation for teaching kids about money. With those basic steps in mind, we’ll now talk about the allowance and spending decisions you may choose to share with your children.• When giving children an...

 

Thursday, July 3, 2014

As you prepare to have your children home from school for summer break, you may be wondering how to introduce or extend a conversation about the value of money and saving. Educating, motivating and empowering...

 

Thursday, June 19, 2014

Job loss is a stressful life event that anyone can experience at some point throughout their career. If you find yourself without a job through no fault of your own, you probably qualify for certain programs that...

 

Thursday, June 5, 2014

It is all too often that pre-retirees focus solely on the financial aspects leading up to retirement rather than the emotional impact of leaving the work force. There is no doubt that proper financial...

 

Thursday, May 22, 2014

If you work with a financial advisor, have you ever discussed risk tolerance? Risk tolerance can be defined as the degree of variability in investment returns that you’re willing to withstand. In other words…how much money...